Credit Card not available for US Territory Residents. Cardholder Agreement and Rewards Terms will be provided prior to application. Rocket Visa Signature Card is Powered by Deserve and issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC. Visa is a registered trademark of Visa Inc. The card may be used everywhere Visa is accepted.

Rocket Card, LLC (the Rocket entity that offers access to this credit card) is a subsidiary of Rocket Companies, Inc. (NYSE: RKT). Rocket Mortgage, LLC, Rocket Homes Real Estate LLC, RockLoans Marketplace LLC (d/b/a Rocket Loans), Rocket Auto LLC, Rocket Solar, LLC, and Rocket Money, Inc. are separate operating subsidiaries of Rocket Companies, Inc. Each company is a separate legal entity operated and managed through its own management and governance structure. "Rocket", Rocket Mortgage, and the Rocket "O" are trademarks of Rocket Mortgage and are used under license.
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Eligibility requirements for Rocket Visa Signature Card, a product of Rocket Card, LLC, vary from Rocket Mortgage, LLC lending services requirements. Approval for one service does not guarantee approval for another. Each separate Rocket company reserves their rights on all final approval decisions. This is not a commitment to lend.
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"First and Only” refers to the Rocket Visa Signature Card’s rewards redemption options which lower the costs associated with receiving a mortgage from Rocket Mortgage.

1. Rocket Visa Signature Card Spending Bonus: you will receive a $200 statement credit after you spend $3,000 on eligible purchases, which must be made in the first 90 days your account is open. Eligible transactions exclude refunds and disputed charges. In order to receive the spending bonus after qualifying, your account must be in good standing at the time of fulfillment. If at any point after the eligible spend period, it is determined that spend was insufficient to meet the threshold, we may cancel the statement credit and add the value back to your principal owed.
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2. Customers earn 5 points for every $1 spent. Points are redeemable towards a new Rocket mortgage transaction (excluding refinance), an existing Rocket mortgage additional principal payment, or a statement credit, at different values. Subject to Cardholder Rewards Terms of Use.

3. Up to $8,000 in card points value can be redeemed towards a new Rocket Mortgage transaction, applied as a credit to the applicant’s closing statement, offsetting applicant required funds to close. Not available in conjunction with Third Party originated or Charles Schwab partner loans. These points may be combined with an additional $2,000 in engagement points which will apply as a Lender Credit. Subject to Cardholder Rewards Terms of Use.

4. Redemption available towards additional principal on existing retail Rocket Mortgage loans. Not available for Third Party originated or Charles Schwab partner loans. Subject to Cardholder Rewards Terms of Use. 

5. Rocket Card, LLC charges a $95 Annual Fee for use of the Rocket Visa Signature Card, which will be waived for customers that have and service an existing mortgage with Rocket Mortgage, LLC. The amount and terms of the Annual Fee are included in your Cardholder Agreement. Similarly, the Rocket Visa Signature Card, LLC reserves the right to offer bonuses and benefits and the terms of any offer will be provided separately. The APR range for the Rocket Visa Signature Card can be found in the Cardholder Agreement.

6. Impact of using SmartPay to boost your credit may vary; credit scores are determined by credit reporting bureaus and rely on a number of factors that we cannot predict. Increases or specific changes to your credit score are not guaranteed.

7. These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.

8. Preapproval does not guarantee an account approval and you must submit a full application for review in order to apply for any offer(s) of credit. Submitting for a preapproval is how you find out if you may be eligible for a Rocket Visa Signature Card without impacting your credit score. If your application is approved, accepting the offer will result in a hard credit pull which could impact your credit score.

The Rocket Visa Signature Card Rewards calculator is for estimation purposes only. The value of rewards varies according to how you choose to use them. The information provided can help you understand how Rocket Visa Signature Card rewards can work. Calculator assumes rewards points are redeemed exclusively towards an eligible loan serviced by Rocket Mortgage. Your redemption choices may be influenced by a variety of factors, including point redemption values, preferences among different reward and redemption options, convenience of using points at a given time, and other factors. Redemption options and point values can change at any time.

Rocket Card LLC | 1050 Woodward Ave | Detroit, MI 48226