Rocket VISA Signature® Card

The card made for homeownership.

Earn up to 5% cash back in mortgage savings on every tap or swipe – using the first card designed with home in mind.

No annual fee if you have a mortgage with Rocket. $95 annual fee otherwise.5

An image of the Rocket Signature Card

How It Works


Tap Or Swipe Away

Use your Rocket Visa Signature Card on everyday purchases and start earning Rocket Rewards. From gas to groceries, you can earn points on anything.


Make Smart Money Moves

While your rewards balance grows, Rocket Money can help you plan for what’s next - track your spending, set savings goals, or monitor your credit all in one app.


Save On Your Home Goals

Whether you’re paying off your mortgage or planning to buy a new home with Rocket Mortgage, redeem your rewards to reach your homeownership goals sooner.

No need to stress about spending categories. Get rewarded for every dollar spent.2

Choose how you redeem based on your home goals

Buying A Home

Get 5% cash back toward a new home.3

Turn everyday spending into savings for a home with Rocket Mortgage. It’s that easy.

Paying Off My Mortgage

Earn 2% cash back toward your mortgage balance.4

Already own a home with Rocket Mortgage? Become mortgage-free sooner and save on interest with every purchase.

See if you’re preapproved with no impact to your credit score.8

Apply Now

Premium Metal

Manage your card and finances. All in one place.

Take back control of your financial life with the only credit card powered by a personal finance app.

Stay On Top Of Your Spending

Get an effortless breakdown of your finances to see where your money is going and how to improve.

Manage And Cancel Your Subscriptions

Rocket Money instantly finds your subscriptions. You can cancel the ones you don’t need right from the app.

Let Us Lower Your Bills

Our concierge will identify bills that can be lowered and negotiate on your behalf for the best rates available.

Monitor Your Credit Score

Get access to your credit report and history, alerts on important changes that impact your score, and insights to understand what it all means.

All the features you expect and more.

Find everything you need to seamlessly and securely manage your card in the Rocket Money app.

Digital Card Security

Built-in features, like Freeze Card, help ensure your finances stay safe and secure.

Payment Flexibility

Choose from SmartPay6, Autopay, or make payments yourself.

Manage From Anywhere

Online or in app, manage all of your finances with Rocket Money.

Visa Signature benefits for everyday protection.

Gain peace of mind knowing that purchases you make with the Rocket Visa Signature Card are protected against the unexpected.

Extended Warranty Protection7

Double your qualifying warranty coverage on your next big purchase for up to one year.

Porch Piracy Protection7

Get covered up to $10,000 for an eligible stolen item.

Cell Phone Protection7

Get protected against theft and damage up to $750 ($50 deductible) when you pay your wireless bill each month.

See if you’re preapproved in as little as 2 minutes with no impact to your credit score.8

Apply Now

Frequently Asked Questions

Do I earn a different number of points based on where I use my Rocket Visa Signature Card?
How can I redeem the Rewards I earn on my Rocket Visa Signature Card?
Do I need a mortgage with Rocket Mortgage to apply for the Visa Signature Card?
Do I need a mortgage with Rocket Mortgage to be able to redeem the rewards I earn on my Rocket Visa Signature Card?
As a Rocket Visa Signature Cardholder, do I have to pay for Rocket Money?
How is the loan balance credit applied to my mortgage?
How can I use my card rewards towards the closing costs and down payment of my next home with Rocket Mortgage?
Are there any restrictions on how I can redeem the rewards I earn with my Rocket Visa Signature Cardholder?