Receive a $200 statement credit when you spend $3,000 in the first 90 days.1
How it works
How it works
How it works
Tap or swipe away
Use your Rocket Visa Signature® Card on everyday purchases and start earning rewards. From gas to groceries, you can earn points on anything2.
Grocery Store
$76.00
+380 points
Make smart money moves
While your rewards balance grows, Rocket Money can help you plan for what’s next - track your spending, set savings goals, or monitor your credit all in one app.
Total Reward Points
12,402 points
Save on your home goals
Whether you’re paying off your mortgage or planning to buy a new home with Rocket Mortgage®, redeem your rewards to reach your homeownership goals sooner.
Closing Cost Credit
$3,214
No need to stress about spending categories. Get rewarded for every dollar spent.2
No need to stress about spending categories. Get rewarded for every dollar spent. 2
Choose how you redeem based on your home goals.
Choose how you redeem based on your home goals.
Get up to 5% cash back toward a new home.³
Turn everyday spending into savings for a home with Rocket Mortgage®. It’s that easy.
Earn 2% cash back toward your mortgage balance.4
Already own a home with Rocket Mortgage®? Become mortgage-free sooner and save on interest with every purchase.
Manage your card and finances.
All in one place.
Manage your card and finances.
All in one place.
Take back control of your financial life with the only credit card powered by a personal finance app.
Take back control of your financial life with the only credit card powered by a personal finance app.
Stay on top of your spending
Get an effortless breakdown of your finances to see where your money is going and how to improve.
Manage and cancel your subscriptions
Rocket Money instantly finds your subscriptions. You can cancel the ones you don’t need right from the app.
Let Rocket Money lower your bills
The Rocket Money concierge will identify bills that can be lowered and negotiate on your behalf for the best rates available.
Monitor your credit score
Get access to your credit report and history, alerts on important changes that impact your score, and insights to understand what it all means.
Stay on top of your spending
Get an effortless breakdown of your finances to see where your money is going and how to improve.
Manage and cancel your subscriptions
Rocket Money instantly finds your subscriptions. You can cancel the ones you don’t need right from the app.
Let Rocket Money lower your bills
The Rocket Money concierge will identify bills that can be lowered and negotiate on your behalf for the best rates available.
Monitor your credit score
Get access to your credit report and history, alerts on important changes that impact your score, and insights to understand what it all means.
Stay on top of your spending
Get an effortless breakdown of your finances to see where your money is going and how to improve.
Manage and cancel your subscriptions
Rocket Money instantly finds your subscriptions. You can cancel the ones you don’t need right from the app.
Let Rocket Money lower your bills
The Rocket Money concierge will identify bills that can be lowered and negotiate on your behalf for the best rates available.
Monitor your credit score
Get access to your credit report and history, alerts on important changes that impact your score, and insights to understand what it all means.
Stay on top of your spending
Get an effortless breakdown of your finances to see where your money is going and how to improve.
Manage and cancel your subscriptions
Rocket Money instantly finds your subscriptions. You can cancel the ones you don’t need right from the app.
Let Rocket Money lower your bills
The Rocket Money concierge will identify bills that can be lowered and negotiate on your behalf for the best rates available.
Monitor your credit score
Get access to your credit report and history, alerts on important changes that impact your score, and insights to understand what it all means.
Stay on top of your spending
Get an effortless breakdown of your finances to see where your money is going and how to improve.
Manage and cancel your subscriptions
Rocket Money instantly finds your subscriptions. You can cancel the ones you don’t need right from the app.
Let Rocket Money lower your bills
The Rocket Money concierge will identify bills that can be lowered and negotiate on your behalf for the best rates available.
Monitor your credit score
Get access to your credit report and history, alerts on important changes that impact your score, and insights to understand what it all means.
Stay on top of your spending
Get an effortless breakdown of your finances to see where your money is going and how to improve.
Manage and cancel your subscriptions
Rocket Money instantly finds your subscriptions. You can cancel the ones you don’t need right from the app.
Let Rocket Money lower your bills
The Rocket Money concierge will identify bills that can be lowered and negotiate on your behalf for the best rates available.
Monitor your credit score
Get access to your credit report and history, alerts on important changes that impact your score, and insights to understand what it all means.
Stay on top of your spending
Get an effortless breakdown of your finances to see where your money is going and how to improve.
Manage and cancel your subscriptions
Rocket Money instantly finds your subscriptions. You can cancel the ones you don’t need right from the app.
Let Rocket Money lower your bills
The Rocket Money concierge will identify bills that can be lowered and negotiate on your behalf for the best rates available.
Monitor your credit score
Get access to your credit report and history, alerts on important changes that impact your score, and insights to understand what it all means.
Stay on top of your spending
Get an effortless breakdown of your finances to see where your money is going and how to improve.
Manage and cancel your subscriptions
Rocket Money instantly finds your subscriptions. You can cancel the ones you don’t need right from the app.
Let Rocket Money lower your bills
The Rocket Money concierge will identify bills that can be lowered and negotiate on your behalf for the best rates available.
Monitor your credit score
Get access to your credit report and history, alerts on important changes that impact your score, and insights to understand what it all means.
Stay on top of your spending
Get an effortless breakdown of your finances to see where your money is going and how to improve.
Manage and cancel your subscriptions
Rocket Money instantly finds your subscriptions. You can cancel the ones you don’t need right from the app.
Let Rocket Money lower your bills
The Rocket Money concierge will identify bills that can be lowered and negotiate on your behalf for the best rates available.
Monitor your credit score
Get access to your credit report and history, alerts on important changes that impact your score, and insights to understand what it all means.
Stay on top of your spending
Get an effortless breakdown of your finances to see where your money is going and how to improve.
Manage and cancel your subscriptions
Rocket Money instantly finds your subscriptions. You can cancel the ones you don’t need right from the app.
Let Rocket Money lower your bills
The Rocket Money concierge will identify bills that can be lowered and negotiate on your behalf for the best rates available.
Monitor your credit score
Get access to your credit report and history, alerts on important changes that impact your score, and insights to understand what it all means.
Stay on top of your spending
Get an effortless breakdown of your finances to see where your money is going and how to improve.
Manage and cancel your subscriptions
Rocket Money instantly finds your subscriptions. You can cancel the ones you don’t need right from the app.
Let Rocket Money lower your bills
The Rocket Money concierge will identify bills that can be lowered and negotiate on your behalf for the best rates available.
Monitor your credit score
Get access to your credit report and history, alerts on important changes that impact your score, and insights to understand what it all means.
Stay on top of your spending
Get an effortless breakdown of your finances to see where your money is going and how to improve.
Manage and cancel your subscriptions
Rocket Money instantly finds your subscriptions. You can cancel the ones you don’t need right from the app.
Let Rocket Money lower your bills
The Rocket Money concierge will identify bills that can be lowered and negotiate on your behalf for the best rates available.
Monitor your credit score
Get access to your credit report and history, alerts on important changes that impact your score, and insights to understand what it all means.
All the features you expect and more
All the features you expect and more
Find everything you need to seamlessly and securely manage your card in the Rocket Money app.
Find everything you need to seamlessly and securely manage your card in the Rocket Money app.
Digital card security
Built-in features help ensure your finances stay safe and secure.
Freeze Card
Transaction on your card will currently be declined.
Payment flexibility
Choose from SmartPay5, Autopay or make payments yourself.
$240.00
of $500 balance
Manage from anywhere
Online or in app, manage all of your finances with Rocket Money.
Visa Signature benefits for everyday protection
Gain peace of mind knowing that purchases you make with the Rocket Visa Signature Card are protected against the unexpected.
Extended Warranty Protection⁶
Double your qualifying warranty coverage on your next big purchase for up to one year.
Extended Warranty Protection⁶
Double your qualifying warranty coverage on your next big purchase for up to one year.
Extended Warranty Protection⁶
Double your qualifying warranty coverage on your next big purchase for up to one year.
Porch Piracy Protection⁶
Get covered up to $10,000 for an eligible stolen item.
Porch Piracy Protection⁶
Get covered up to $10,000 for an eligible stolen item.
Porch Piracy Protection⁶
Get covered up to $10,000 for an eligible stolen item.
Cell Phone Protection⁶
Get protected against theft and damage up to $750 ($50 deductible) when you pay your wireless bill each month.
Cell Phone Protection⁶
Get protected against theft and damage up to $750 ($50 deductible) when you pay your wireless bill each month.
Cell Phone Protection⁶
Get protected against theft and damage up to $750 ($50 deductible) when you pay your wireless bill each month.
Frequently Asked
Questions
Frequently Asked
Questions
Do I earn a different number of points based on where I use my Rocket Visa Signature Card?
Do I earn a different number of points based on where I use my Rocket Visa Signature Card?
Do I earn a different number of points based on where I use my Rocket Visa Signature Card?
How can I redeem the Rewards I earn on my Rocket Visa Signature Card?
How can I redeem the Rewards I earn on my Rocket Visa Signature Card?
How can I redeem the Rewards I earn on my Rocket Visa Signature Card?
Do I need a Rocket Mortgage to apply for the Visa Signature Card?
Do I need a Rocket Mortgage to apply for the Visa Signature Card?
Do I need a Rocket Mortgage to apply for the Visa Signature Card?
Do I need a Rocket Mortgage to be able to redeem the rewards I earn on my Rocket Visa Signature Card?
Do I need a Rocket Mortgage to be able to redeem the rewards I earn on my Rocket Visa Signature Card?
Do I need a Rocket Mortgage to be able to redeem the rewards I earn on my Rocket Visa Signature Card?
As a Rocket Visa Signature Cardholder, do I have to pay for Rocket Money?
As a Rocket Visa Signature Cardholder, do I have to pay for Rocket Money?
As a Rocket Visa Signature Cardholder, do I have to pay for Rocket Money?
How is the loan balance credit applied to my mortgage?
How is the loan balance credit applied to my mortgage?
How is the loan balance credit applied to my mortgage?
How can I use my card rewards towards the closing costs and down payment of my next home with Rocket Mortgage?
How can I use my card rewards towards the closing costs and down payment of my next home with Rocket Mortgage?
How can I use my card rewards towards the closing costs and down payment of my next home with Rocket Mortgage?
Are there any restrictions on how I can redeem the rewards I earn with my Rocket Visa Signature Cardholder?
Are there any restrictions on how I can redeem the rewards I earn with my Rocket Visa Signature Cardholder?
Are there any restrictions on how I can redeem the rewards I earn with my Rocket Visa Signature Cardholder?
Rocket Mortgage acquired my loan from another lender. Can I redeem rewards towards my mortgage principal?
Rocket Mortgage acquired my loan from another lender. Can I redeem rewards towards my mortgage principal?
Rocket Mortgage acquired my loan from another lender. Can I redeem rewards towards my mortgage principal?
Important legal disclosures
Credit Card not available for US Territory or New Hampshire Residents. Cardholder Agreement and Rewards Terms will be provided prior to application. All Rocket Visa Signature Cards are powered by Deserve and issued by Celtic Bank. Visa is a registered trademark of Visa Inc. The card may be used everywhere Visa is accepted. Subject to credit approval.
Rocket Card, LLC (the entity that offers access to this credit card), Rocket Mortgage, LLC, Rocket Homes Real Estate LLC, RockLoans Marketplace LLC (doing business as Rocket Loans), and Rocket Money, Inc. are separate operating subsidiaries of Rocket, LLC. Each company is a separate legal entity operated and managed through its own management and governance structure. Rocket Companies, Inc. (NYSE: RKT) is the sole managing member of Rocket, LLC. “Rocket”, Rocket Mortgage, and the Rocket “O” are trademarks of Rocket Mortgage and are used under license.
Eligibility requirements for Rocket Visa Signature Card, a product of Rocket Card, LLC, vary from Rocket Mortgage, LLC lending services requirements. Approval for one service does not guarantee approval for another. Each separate Rocket company reserves their rights on all final approval decisions. This is not a commitment to lend. Rocket Mortgage, LLC; NMLS #3030
This credit card and all related services, including customer support, terms and conditions, and communications, are available in English only.
1. Rocket Visa Signature Card Spending Bonus: you will receive a $200 statement credit after you spend $3,000 on eligible purchases, which must be made in the first 90 days your account is open. Eligible transactions exclude refunds and disputed charges. In order to receive the spending bonus after qualifying, your account must be in good standing at the time of fulfillment. If at any point after the eligible spend period, it is determined that spend was insufficient to meet the threshold, we may cancel the statement credit and add the value back to your principal owed.
2. Customers earn 5 points for every $1 spent. Points are redeemable toward a new Rocket Mortgage purchase transaction, additional principal payment on an existing Rocket Mortgage loan, or a statement credit, at different values. Subject to Cardholder Rewards Terms of Use.
3. Up to $8,000 in card points value can be redeemed toward a new Rocket Mortgage purchase transaction, applied as an asset to the applicant’s closing statement, offsetting applicant required funds to close. Not available in conjunction with third party originated, assumed or Charles Schwab partner loans. Subject to Cardholder Rewards Terms of Use.
4. Redemption available toward additional principal on existing retail Rocket Mortgage loans. Not available for third party originated, assumed or Charles Schwab partner loans. Not available if servicing for your loan is sold to another party. Subject to Cardholder Rewards Terms of Use.
5. Impact of using SmartPay to boost your credit may vary; credit scores are determined by credit reporting bureaus and rely on a number of factors that we cannot predict. Increases or specific changes to your credit score are not guaranteed.
6. These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.
7. Preapproval does not guarantee an account approval and you must submit a full application for review in order to apply for any offer(s) of credit. Submitting for a preapproval is how you find out if you may be eligible for a Rocket Visa Signature Card without impacting your credit score. If your application is approved, accepting the offer will result in a hard credit pull which could impact your credit score.
8. Rocket Card, LLC does not currently charge an Annual Fee for use of the Rocket Visa Signature Card. The APR range for the Rocket Visa Signature Card can be found in the Cardholder Agreement.
The Rocket Visa Signature Card Rewards calculator is for estimation purposes only. The value of rewards varies according to how you choose to use them. The information provided can help you understand how Rocket Visa Signature Card rewards can work. Calculator assumes rewards points are redeemed exclusively towards an eligible loan serviced by Rocket Mortgage. Your redemption choices may be influenced by a variety of factors, including point redemption values, preferences among different reward and redemption options, convenience of using points at a given time, and other factors. Redemption options and point values can change at any time.
Rocket Card LLC | 1050 Woodward Ave | Detroit, MI 48226
Credit Card not available for US Territory or New Hampshire Residents. Cardholder Agreement and Rewards Terms will be provided prior to application. All Rocket Visa Signature Cards are powered by Deserve and issued by Celtic Bank. Visa is a registered trademark of Visa Inc. The card may be used everywhere Visa is accepted. Subject to credit approval.
Rocket Card, LLC (the entity that offers access to this credit card), Rocket Mortgage, LLC, Rocket Homes Real Estate LLC, RockLoans Marketplace LLC (doing business as Rocket Loans), and Rocket Money, Inc. are separate operating subsidiaries of Rocket, LLC. Each company is a separate legal entity operated and managed through its own management and governance structure. Rocket Companies, Inc. (NYSE: RKT) is the sole managing member of Rocket, LLC. “Rocket”, Rocket Mortgage, and the Rocket “O” are trademarks of Rocket Mortgage and are used under license.
Eligibility requirements for Rocket Visa Signature Card, a product of Rocket Card, LLC, vary from Rocket Mortgage, LLC lending services requirements. Approval for one service does not guarantee approval for another. Each separate Rocket company reserves their rights on all final approval decisions. This is not a commitment to lend. Rocket Mortgage, LLC; NMLS #3030
This credit card and all related services, including customer support, terms and conditions, and communications, are available in English only.
1. Rocket Visa Signature Card Spending Bonus: you will receive a $200 statement credit after you spend $3,000 on eligible purchases, which must be made in the first 90 days your account is open. Eligible transactions exclude refunds and disputed charges. In order to receive the spending bonus after qualifying, your account must be in good standing at the time of fulfillment. If at any point after the eligible spend period, it is determined that spend was insufficient to meet the threshold, we may cancel the statement credit and add the value back to your principal owed.
2. Customers earn 5 points for every $1 spent. Points are redeemable toward a new Rocket Mortgage purchase transaction, additional principal payment on an existing Rocket Mortgage loan, or a statement credit, at different values. Subject to Cardholder Rewards Terms of Use.
3. Up to $8,000 in card points value can be redeemed toward a new Rocket Mortgage purchase transaction, applied as an asset to the applicant’s closing statement, offsetting applicant required funds to close. Not available in conjunction with third party originated, assumed or Charles Schwab partner loans. Subject to Cardholder Rewards Terms of Use.
4. Redemption available toward additional principal on existing retail Rocket Mortgage loans. Not available for third party originated, assumed or Charles Schwab partner loans. Not available if servicing for your loan is sold to another party. Subject to Cardholder Rewards Terms of Use.
5. Impact of using SmartPay to boost your credit may vary; credit scores are determined by credit reporting bureaus and rely on a number of factors that we cannot predict. Increases or specific changes to your credit score are not guaranteed.
6. These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.
7. Preapproval does not guarantee an account approval and you must submit a full application for review in order to apply for any offer(s) of credit. Submitting for a preapproval is how you find out if you may be eligible for a Rocket Visa Signature Card without impacting your credit score. If your application is approved, accepting the offer will result in a hard credit pull which could impact your credit score.
8. Rocket Card, LLC does not currently charge an Annual Fee for use of the Rocket Visa Signature Card. The APR range for the Rocket Visa Signature Card can be found in the Cardholder Agreement.
The Rocket Visa Signature Card Rewards calculator is for estimation purposes only. The value of rewards varies according to how you choose to use them. The information provided can help you understand how Rocket Visa Signature Card rewards can work. Calculator assumes rewards points are redeemed exclusively towards an eligible loan serviced by Rocket Mortgage. Your redemption choices may be influenced by a variety of factors, including point redemption values, preferences among different reward and redemption options, convenience of using points at a given time, and other factors. Redemption options and point values can change at any time.
Rocket Card LLC | 1050 Woodward Ave | Detroit, MI 48226
Credit Card not available for US Territory or New Hampshire Residents. Cardholder Agreement and Rewards Terms will be provided prior to application. All Rocket Visa Signature Cards are powered by Deserve and issued by Celtic Bank. Visa is a registered trademark of Visa Inc. The card may be used everywhere Visa is accepted. Subject to credit approval.
Rocket Card, LLC (the entity that offers access to this credit card), Rocket Mortgage, LLC, Rocket Homes Real Estate LLC, RockLoans Marketplace LLC (doing business as Rocket Loans), and Rocket Money, Inc. are separate operating subsidiaries of Rocket, LLC. Each company is a separate legal entity operated and managed through its own management and governance structure. Rocket Companies, Inc. (NYSE: RKT) is the sole managing member of Rocket, LLC. “Rocket”, Rocket Mortgage, and the Rocket “O” are trademarks of Rocket Mortgage and are used under license.
Eligibility requirements for Rocket Visa Signature Card, a product of Rocket Card, LLC, vary from Rocket Mortgage, LLC lending services requirements. Approval for one service does not guarantee approval for another. Each separate Rocket company reserves their rights on all final approval decisions. This is not a commitment to lend. Rocket Mortgage, LLC; NMLS #3030
This credit card and all related services, including customer support, terms and conditions, and communications, are available in English only.
1. Rocket Visa Signature Card Spending Bonus: you will receive a $200 statement credit after you spend $3,000 on eligible purchases, which must be made in the first 90 days your account is open. Eligible transactions exclude refunds and disputed charges. In order to receive the spending bonus after qualifying, your account must be in good standing at the time of fulfillment. If at any point after the eligible spend period, it is determined that spend was insufficient to meet the threshold, we may cancel the statement credit and add the value back to your principal owed.
2. Customers earn 5 points for every $1 spent. Points are redeemable toward a new Rocket Mortgage purchase transaction, additional principal payment on an existing Rocket Mortgage loan, or a statement credit, at different values. Subject to Cardholder Rewards Terms of Use.
3. Up to $8,000 in card points value can be redeemed toward a new Rocket Mortgage purchase transaction, applied as an asset to the applicant’s closing statement, offsetting applicant required funds to close. Not available in conjunction with third party originated, assumed or Charles Schwab partner loans. Subject to Cardholder Rewards Terms of Use.
4. Redemption available toward additional principal on existing retail Rocket Mortgage loans. Not available for third party originated, assumed or Charles Schwab partner loans. Not available if servicing for your loan is sold to another party. Subject to Cardholder Rewards Terms of Use.
5. Impact of using SmartPay to boost your credit may vary; credit scores are determined by credit reporting bureaus and rely on a number of factors that we cannot predict. Increases or specific changes to your credit score are not guaranteed.
6. These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.
7. Preapproval does not guarantee an account approval and you must submit a full application for review in order to apply for any offer(s) of credit. Submitting for a preapproval is how you find out if you may be eligible for a Rocket Visa Signature Card without impacting your credit score. If your application is approved, accepting the offer will result in a hard credit pull which could impact your credit score.
8. Rocket Card, LLC does not currently charge an Annual Fee for use of the Rocket Visa Signature Card. The APR range for the Rocket Visa Signature Card can be found in the Cardholder Agreement.
The Rocket Visa Signature Card Rewards calculator is for estimation purposes only. The value of rewards varies according to how you choose to use them. The information provided can help you understand how Rocket Visa Signature Card rewards can work. Calculator assumes rewards points are redeemed exclusively towards an eligible loan serviced by Rocket Mortgage. Your redemption choices may be influenced by a variety of factors, including point redemption values, preferences among different reward and redemption options, convenience of using points at a given time, and other factors. Redemption options and point values can change at any time.
Rocket Card LLC | 1050 Woodward Ave | Detroit, MI 48226
Legal Info
Do Not Sell or Share My Personal Information
*based on Rocket Mortgage data in comparison to public data records
Legal Info
Do Not Sell or Share My Personal Information
*based on Rocket Mortgage data in comparison to public data records
Legal Info
Do Not Sell or Share My Personal Information
*based on Rocket Mortgage data in comparison to public data records