The Rocket Visa Signature® Card EXCLUSIVE $500 PerkSpot Statement Credit Offer Terms & Conditions ("Offer Terms")

The Rocket Visa Signature® Card EXCLUSIVE $500 PerkSpot Statement Credit Offer Terms & Conditions ("Offer Terms")

The Rocket Visa Signature® Card EXCLUSIVE $500 PerkSpot Statement Credit Offer Terms & Conditions ("Offer Terms")

Last updated:  March 4, 2025

Offer valid from March 4, 2025 through June 4, 2025 (“Active Offer Term”) 


The Rocket Visa Signature® Card EXCLUSIVE $500 PerkSpot Statement Credit Offer (“Offer”) 


Each eligible applicant can receive a one-time bonus in the form of a statement credit in the amount of Five Hundred US Dollars ($500USD) ("PerkSpot Bonus") posted to your Rocket Visa Signature® Card account (“Rocket Card Account”). An "Eligible Applicant" is an individual who (a) meets all of the eligibility criteria outlined herein; (b) applies for the Rocket Visa Signature® Card (“Rocket Card”) during the Active Offer Term using the designated PerkSpot invitation link provided via email directly from PerkSpot (“PerkSpot Invite Link”); and (c) is approved for and accepts and is issued a Rocket Card by Rocket Card LLC (as used herein, “Rocket” “us” or “we”). 

All participation in this Offer is subject to and governed by these Offer Terms and the terms of the Rocket Visa Signature® Card Credit Card Cardholder Agreement


  1. Limited Time Offer


    This Offer is exclusive to applicants who apply via the PerkSpot Invite Link during the Active Offer Term. Any applicants whose application for Rocket Card is submitted and/or received after 11:59pm ET on June 4, 2025 will not be eligible for the PerkSpot Bonus. 


  1. Offer Eligibility


    To qualify for the $500 PerkSpot Bonus, you must meet all of the following requirements: 

    1. You must not currently hold a Rocket Card or have previously been a Rocket Card cardholder;  

    2. You must not be a previous or existing Rocket Mortgage-serviced client at the time you apply for Rocket Card; 

    3. Your application for Rocket Card must be submitted and/or received by 11:59pm ET on June 4, 2025 using the designated PerkSpot Invite Link as provided to you in the email directly from PerkSpot; 

    4. You must close a new purchase loan from Rocket Mortgage via their HLBP group; 

      1. For avoidance of doubt, refinanced loans, HELOCs and any other loans that are not new purchase loans from Rocket Mortgage are NOT eligible for the PerkSpot Bonus. This Offer does not apply to new loans submitted through a mortgage broker, non-agency jumbo loans, C-product loans (Schwab), Rocket jumbo loans, Rocket Pro Realtors, or Rocket Pro Originators. 

    5. Your new purchase loan with Rocket Mortgage must close by June 4, 2035;  

    6. You must apply for Rocket Card at least 30 calendar days before your new purchase loan with Rocket Mortgage closes;

    7. Your application for Rocket Card must be approved and accepted and you must be issued a Rocket Card by Rocket;

    8. Your Rocket Card account must be open and in good standing when your eligible loan with Rocket Mortgage closes and for the thirty (30) consecutive days thereafter; and

    9. You must comply with all Offer Terms herein and not engage in any activities that violate these terms.  


  2. Subject to meeting all of the eligibility criteria herein, the $500 PerkSpot Bonus will be applied to your Rocket Card account as a statement credit within thirty (30) calendar days of the closing date on your eligible loan with Rocket Mortgage. The PerkSpot Bonus statement credit is not redeemable for cash, transferable, or applicable to minimum payments due. 


  1. Restrictions & Limitations

    • This Offer is for a limited time only from March 4, 2025 to June 4, 2025. 

    • This Offer is limited to one (1) PerkSpot Bonus per eligible applicant. 

    • This Offer cannot be combined with any other promotional offers unless explicitly stated by Rocket in our sole discretion.

    • This Offer is not transferable. 

    • This Offer is not a commitment to lend. 

    • This Offer is void where prohibited by law. 

    • Any suspected fraud, abuse, or misuse related to this Offer may result in disqualification at Rocket’s sole discretion. 

  2. Changes to Offer Terms


Rocket reserves the right to modify, suspend, or terminate this Offer at any time without prior notice, in whole or in part, for any reason, including suspected fraud or abuse. All decisions regarding Offer eligibility and fulfillment are in Rocket’s sole discretion. 


  1. Violations, Account Closure & Forfeiture


Any violation or abuse of this Offer may result in the forfeiture of the PerkSpot Bonus and/or participation ineligibility, in Rocket’s sole discretion. Forfeiture of the PerkSpot Bonus may occur at any time during the tenure of your time as a Rocket Visa Signature® Card cardholder.  

 

Rocket reserves the right to limit, cancel, or revoke the PerkSpot Bonus if Rocket, in our sole discretion, find that you have (i) acted in bad faith in participating in the Offer; (ii) violated these Offer Terms, and/or (iii) if Rocket restricts or closes your Rocket Card account pursuant to the Rocket Visa Signature® Card Credit Card Cardholder Agreement. 


If your Rocket Card account is closed for any reason prior to the statement credit being applied, you will forfeit any right to the PerkSpot Bonus. 


  1. Taxes


The cash value of the PerkSpot Bonus statement credit may be subject to taxation. You are solely responsible for any federal or state taxes resulting from the PerkSpot Bonus. Please consult your tax advisor if you have any questions about the tax treatment and tax implications of the PerkSpot Bonus.  


  1. Participation


By participating in this Offer, you agree to these terms and any additional terms that may be specified by Rocket. Rocket will indicate changes made by updating the "Last Updated" date above at the beginning of these Offer Terms. If you do not accept any such changes, your sole and exclusive remedy is to cease participation in this Offer.  


If you do not agree, you should not apply for this Offer using the PerkSpot Invite Link. 

 

For any questions regarding this Offer, please contact support@rocketcard.com